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About Us

We are a specialized multifamily and seniors housing lending platform with expertise in providing bridge loans and managing credit risk. We offer bridge, working capital and permanent financing options to properties across the U.S.

Our Solutions for Your Goals

A disciplined credit focus from origination to repayment

We leverage our broad, national origination network to provide our platform with a substantial pipeline of potential bridge loan investment opportunities. Our network includes repeat customers, HUD originators, financial institutions, brokers and the capital markets.

Our bridge loans are underwritten to permanent takeout financing with Fannie Mae, Freddie Mac or HUD debt. We utilize a stressed takeout analysis at bridge loan origination to structure the loan. Our underwriting team is supported by 60+ professionals with experience across multiple credit cycles.

Our Asset Management team conducts active surveillance to continuously monitor performance and credit risk of our portfolio. Each loan is re-underwritten every month – with the team monitoring operational and financial performance, local economic trends, rental and occupancy rates, and property competitiveness within its market. The team also performs traditional loan servicing and administrative functions.

We utilize a custom-built end-to-end data platform to provide insight in the investment process, helping our teams make more informed decisions and work toward achieving better investment outcomes. Our technology stack combines portfolio and property level data with multiple third-party data sources and allows our team to actively monitor asset performance and benchmark versus market and industry trends.

We have a dedicated advisory practice that specializes in loan workouts, restructuring, foreclosure, capital markets, and investment advisory services specifically for the seniors housing industry. Our advisory practice offers:

  • Single asset and portfolio underwriting and due diligence for equity and loan portfolios
  • Evaluation of existing business plan and/or development of go-forward strategies
  • Hands on asset management and property management
  • Ability to step-in as special servicer and assist through foreclosure process, if necessary

Our MISSION

MONTICELLOAM supports the critical housing needs of our communities and aging population by providing innovative financing and advisory solutions to the multifamily and seniors housing industries.

Our guiding principles represent the core values that we strive to live every day:

We are Experts in Seniors Housing and Multifamily Real Estate

Our founders have been in our clients’ seats before. We know this business from the ground up and are relentless about staying on top of the trends and being informed to best serve our investors, borrowers, and advisory clients.

We are Adaptable to the Needs of our Stakeholders and the Marketplace

Delivering innovative solutions enables us to accommodate our clients’ needs so we constantly look for better ways to serve our stakeholders and improve our company.

We are Partners to our Borrowers

We are long-term thinkers. We value partnerships and relationships, not just transactions, to grow our business into the future. We understand the goals of our borrowers and tailor solutions to help them achieve their vision.

We are Stewards of our Investor's Capital

Protect the investor. A simple mantra that guides our thinking, from finding the right investment opportunities to safeguarding our investors’ capital. We implement resilient strategies for our investors and remain unwavering in our commitment to their success.

We are Committed to our Team and Creating an Exemplary Working Environment

We work collaboratively, with a commitment to excellence. We invest in our team members so they can grow to be the best version of themselves. In turn, their impact resonates for our clients, our company and the communities we serve.

Sounds like a Good Fit? Join MONTICELLOAM