We are a specialized multifamily and seniors housing lending platform with expertise in providing bridge loans and managing credit risk. We offer bridge, working capital and permanent financing options to properties across the U.S.
A disciplined credit focus from origination to repayment
We leverage our broad, national origination network to provide our platform with a substantial pipeline of potential bridge loan investment opportunities. Our network includes repeat customers, HUD originators, financial institutions, brokers and the capital markets.
Our bridge loans are underwritten to permanent takeout financing with Fannie Mae, Freddie Mac or HUD debt. We utilize a stressed takeout analysis at bridge loan origination to structure the loan. Our underwriting team is supported by 60+ professionals with experience across multiple credit cycles.
Our Asset Management team conducts active surveillance to continuously monitor performance and credit risk of our portfolio. Each loan is re-underwritten every month – with the team monitoring operational and financial performance, local economic trends, rental and occupancy rates, and property competitiveness within its market. The team also performs traditional loan servicing and administrative functions.
We utilize a custom-built end-to-end data platform to provide insight in the investment process, helping our teams make more informed decisions and work toward achieving better investment outcomes. Our technology stack combines portfolio and property level data with multiple third-party data sources and allows our team to actively monitor asset performance and benchmark versus market and industry trends.
We have a dedicated advisory practice that specializes in loan workouts, restructuring, foreclosure, capital markets, and investment advisory services specifically for the seniors housing industry. Our advisory practice offers: